US Bancorp P/B Ratio
Data as of September 29, 2026
P/B Ratio
1.40
Stock Price
$58.78
Book Value/Share
$41.91
Sector
Banking
How It's Calculated
1.40 = $58.78 ÷ $41.91
What This Means
US Bancorp's P/B ratio of 1.40 is between 1 and 3. This descriptive range does not establish fair value because economically comparable P/B levels vary by sector, profitability, leverage, accounting policy, and asset composition.
About US Bancorp
US Bancorp (USB) operates in the Banking sector, specifically in Banking. With a market capitalization of about $92.01B, it ranks as a large-cap stock — a major established company.
Shares recently traded near $58.78, within a 52-week range of $45.02 to $66.08 (-11.0% from the high, +30.6% from the low). Beta of 1.06 is broadly in line with typical market sensitivity.
Trailing profit margin is about 20.0%, signaling a solid profit margin for its industry.
Understanding This Metric
The price-to-book ratio compares market price to net asset value per share. For US Bancorp, P/B is especially useful when earnings are volatile or temporarily depressed. In Banking, asset-heavy business models often anchor closer to book value, while asset-light models may trade far above book.
Sector Comparison
Among Banking names on our S&P 100 coverage, US Bancorp's P/B ratio of 1.40 can be compared with peers such as JPM (2.50), BAC (1.32), WFC (1.38). Sector context helps interpretation, but each company's growth profile and balance sheet differ — use multiple metrics before drawing conclusions. View all Banking stocks.
Key Takeaways
- USB is grouped in the Banking sector for peer comparisons.
- Recent beta of 1.06 suggests market-like price sensitivity.
- Trailing profit margin of 20.0% provides context for how much earnings support the headline multiple.
Related Tools & Guides
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Frequently Asked Questions
What does USB's price-to-book ratio indicate?
P/B compares share price to book value per share. US Bancorp's P/B of 1.40 reflects how the market prices net assets — especially relevant for asset-heavy Banking business models.
Is 1.40 above or below book value?
A P/B above 1.0 (1.40) means the market values USB above accounting book value — often due to brands, growth, or intangible assets.
How does P/B compare within Banking?
Peer P/B levels in Banking (e.g. JPM (2.50), WFC (1.38), BAC (1.32)) provide context; asset-light vs asset-heavy models differ materially.
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